Carat Investments

Who we serve

For pension funds and insurance companies.

We structure physical colored gemstone investments so that they fit institutional investment regulations and supervisory frameworks — without losing the substance of the underlying tangible asset.

The situation

Three issues that matter for institutional allocators today.

Correlation pressure

Classical bond and equity allocations increasingly move in lockstep under stress. The need for genuinely uncorrelated tangible assets is rising.

Regulatory fit

Alternative asset classes must fit into BVV2, Solvency II or comparable frameworks. Without a formally clean structure, the gemstone topic stays off the table.

Custody & valuation

Physical assets without established daily valuation are difficult for institutional reporting. Clear appraisals, custody evidence and processes are prerequisites.

Our answer

Structures that fit your regulations.

Tangible asset fund

Structured investment vehicle with physical colored gemstones as a component of broader tangible asset investments — regulatorily documented, professionally appraised, institutionally reportable.

Pension-eligible securities

Securities structures that can be integrated into existing investment regulations — with attention to Swiss and European supervisory requirements.

Custom mandates

Individually structured co-investments or dedicated mandates for larger institutional volumes — including reporting, valuation and exit mechanics.

Mandate enquiries and institutional conversations.

Schedule a consultation